I admit I have had fearful moments when seeing a bag lady that I was seeing my future. Am I saving enough money? Am I adding enough to my retirement account? Do I have enough money in an emergency account? I know I am not alone in these fears.
I received a 1-year free subscription to SUM180. SUM180 is an online financial planning service. They don’t sell you anything, financial products or services. They just give advice based on your best interests based on your own plan.
What SUM180 asks is you answer questions basically totaling everywhere you spend money and everywhere you save money. How much you spend per year on utilities, food, clothing, insurance, etc. You get the idea. Then you fill out what you owe in credit card debt, mortgages, student loans, car loans, etc. Easy peasy. If you are like me you have all these receipts or you can guestimate with accuracy. I found the site easy to navigate and responsive to questions.
SUM180 then takes your data and makes your plan. A plan personalized for you with only 3 steps to focus on. You get a financial picture and clear explanations based on your data. SUM180 doesn’t use jargon that you need a degree in finance to comprehend. SUM180’s goal is to make financial planning simple for every woman right now, whether you’re just getting started with your financial planning, starting over or tuning it up!
Some of the best features for me are that SUM180 is online. It is convenient and waiting for me to collect my data and analyze my data at my own pace.
The other feature of the SUM180 subscription I really like is it adjusts with me. This means if my circumstances change, a new personalized plan will be made. The personalization of the plan is just for me. It is not a template with vague generalizations. It compares me, my financial situation to the average of people my age and to the national average and to the same household size. What this means is I can compare apples to apples! Personalization that makes sense! How cool is that?
What I also liked about my plan is the language they used. Remember no financial mumbo jumbo but, “You have a good handle n your expenses.” I want to shout out THANK-YOU! What I am hearing is they are telling me Bag-Lady status is not on my horizon.
SUM180 is offering a special promotion of 50% off with code: Spring50
If you are mucking around in the financial weeds or getting a bit anxious when you see a Bag Lady, I think this is money well spent in your future well-being.
How is your planning going for your future? Could SUM180 help you too?
This post has been sponsored by SUM180. I was provided with product at no charge to sample in exchange for my review. The options expressed in this post are my own. I am in no way affiliated with SUM180 and do not earn a commission or percent of sales.